body {
	margin: 10px 0;
	padding: 10px 0;
	font-size: 14px;
	background-color: #FFF;
}
body a:link, body a:visited {
	color: #A99A5D;
}
body a:hover, body a:active {
	color: #D5C385;
}
h3 a:link, h3 a:visited {
	color: #A99A5D;
	text-decoration: none!important;
}
h3 a:hover, h3 a:active {
	color: #D5C385;
	text-decoration: none!important;
}
#mainTable {
	width: 600px;
	margin: 0 auto;
	border: 1px solid #000;
	/*/*/line-height: 1.5em; /* */
}
#maincontent {
	padding: 20px;
	border-left: 2px solid #D5C385;
	font-size: 14px;
	/*/*/font-size: 100%; /* */
}
#sidebar {
	background-color: #F7F3E7;
	padding: 20px;
	width: 120px;
	font-size: 12px;
	/*/*/font-size: 85%; /* */

}
#header {
	padding: 20px;
	background-color: #D5C385;
	color: #FFFFFF;
}
#subheader {
	background-color: #CCCCCC;
	padding: 2px;
	background-image : url(img/down.gif);
	border-bottom: 2px solid #D5C385;
}
#footer {
	padding: 5px;
	background-color: #D5C385;
	color: #FFFFFF;
	text-align: right;
}

td, p, ul {
	font-family: Georgia, "Times New Roman", Times, serif;
}

#maincontent p, #maincontent h1, #maincontent h2 {
	/*padding: 20px; */
}
h1:first-child {margin-top: 0;}/*starts first heading in a TD flush top*/
h2:first-child {margin-top: 0;}/*starts first heading in a TD flush top*/
h1 { font-size: 160%; }
h2 { font-size: 140%; }

#sidebar a {
	/*/*/padding: 3px;
	display: block;
	border: 2px solid #EAE1C2;
	text-decoration: none;
	line-height: 1em;
	width: 110px; /* */
}
#sidebar a:link, #sidebar a:visited {
	color: #666;
}
#sidebar a:hover, #sidebar a:active {
	color: #000;
	background-color: #EAE1C2;
	border: 2px solid #E2D5A9;
}
#current a {
	color: #666666 !important;
	/*/*/background-color: #EAE1C2!important;
	border: 2px solid #EAE1C2 !important; /* */
}
#sidebar ul {
	/*/*/padding-left: 0;
	list-style-type: none;
	margin-left: 0; /* */
}

#sidebar li {
	/*/*/margin: 0px 0px 6px 0px; /* */
}
#n4shell {
/* Happy hunting. This rule will allow you to create an outer border around the layout table in netscape 4. Wrap the entire table inside a div and assign to the div this id */
	border: 1px solid #000;
	/*/*/border: 0; /* */
}
#img {
	padding: 0px;
	border-left: 2px solid #D5C385;
}
#interior {
	margin: 0 0 5px 0;
	text-align: center;
	background-image : url(img/down.gif);
	padding-bottom: 5px;
}
#interior ul { 
	margin: 0px;
	padding: 0px;
}
#interior li {
	margin: 0px;
	padding: 0px;
	display: inline;
}
#interior li a, #interior li a.selected {
	margin:0px -4px 0px 0px; 
	padding: 4px 10px 4px 10px; 
	color: #000; 
	text-decoration: none;
}
#interior li a.selected {
	background-image : url(img/over.gif);
	color: #666; 
}
#interior li a:hover {
	background-color: #D5C385;
	background-image : url(img/over.gif);
	color: #fff;
	text-decoration: none; 
}

#interior li a.selected:hover { 
	color: #fff;
	text-decoration: none;
}
#ratestable {
	border: 2px solid #D5C385;
	padding: 0px
	
}
#ratestable td {
	padding: 3px;
	text-align: center;
} 
#ratestable th {
	background-image: url(img/grad1.gif);
	padding: 7px;
}
#internalTable {
	padding: 0px 10px 0px 0px;
}